What is Account Takeover? Account takeover (ATO) fraud occurs when a user's login credentials are compromised by phishing, malware, or a data breach that allows cybercriminals to make unauthorized purchased or transfers. Accounts frequently targeted by account takeover breaches occur on financial platforms such as banks and credit card institutions — but can also affect other platforms with sensitive user data.
2021 has already shown a 9% increase in account takeover fraud — causing over $17 billion in losses. Platforms will continue to be breached and every day new data is compromised online. This exposes millions of users per day to increased risk for losing access to their accounts through credential stuffing attacks. Bank account takeover is especially popular as cybercriminals prefer financial incentives as they breach accounts.
Confidently detect credential stuffing attacks without impacting the user experience for legitimate user accounts. IPQS scores over 300 data points about a user's behavior to identify when stolen user data or unauthorized access is attempted for any account on your network. IPQS can also detect geolocation issues, such as when a user spoofing their location or in a different location than an account typically is active in. Instantly screen users during registration or login with live credential stuffing attack prevention.
Personal data for thousands of accounts are being leaked and sold on the dark web everyday. Quicky deploy industry leading credential stuffing mitigation across your site to detect "cred stuffing" attacks which could allow bad actors to gain access to legitimate user accounts. Combined with dark web monitoring, IPQS can completely protect against credential stuffing attacks for banking, dating, gaming, travel, and similar niches.
Once a user has gained access to an account, they will quickly take advantage of the credentials to execute financial transfers, asset sales, and attempt to charge unauthorized purchases. Time is key here as the hacker typically has limited time before a client recognizes a suspicious login. Cybercriminals will quickly initiate the transfers, while doing their best to blend with a normal user's behavior patterns.
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Detect suspicious logins, credential stuffing, & compromised accounts in real-time.
IPQS provides complete account protection and cred stuffing detection across any industry. Our technology strongly excels in the financial sector, providing ATO prevention for US, CA, and Europe's top financial institutions, including advanced detection for password spraying, password stuffing, phishing, and credential stuffing attacks. Enterprise grade IP reputation analysis is a proven solution for identifying high risk devices infected by botnets & malware. Deploy a full protection suite in just a few minutes with accurate results for every user.
IPQS enables your team to activate a full suite of fraud protection tools all with 1 monthly plan to detect bots and even screen new user applications. Working with just one security provider to fit all of your risk analysis needs simplifies integration to prevent abusive behavior across all aspects of your company.
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